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Choosing the Right Embedded Payments Technology for Your Software Solution: A Guide

  1. 01 Different Embedded Payments Technologies Available for ISVs
    • Payment APIs
    • White-label payment solutions
    • Third-party payment gateways
    • PayFac-as-a-Service
  2. 02 Pros and Cons of Different Embedded Payment Technologies for ISVs
    • Payment APIs: maximum flexibility
    • White-label payment solutions branded experience, lower lift
    • Third-party payment gateways: the plug-and-play option
    • PayFac-as-a-Service (PFaaS): embedded payments without the heavy lifting
  3. 03 Why Choosing the Right Embedded Payment Model Matters for Your ISV Platform
    • Embedded payment models to consider
    • Revenue share model
    • Wholesale model (a.k.a. markup or ISO-style)
    • Registered PayFac Model
    • Managed PayFac Model (a.k.a. Reseller PayFac)
    • How the wrong payment model can impact business outcomes
  4. 04 How ISVs Can Successfully Embed the Right Payments Technology into Their Platform
    • Evaluate your platform's technical requirements
    • Decide between in-house vs. outsourced integration
    • Partner with the right payment service providers
    • Integrate the payment solution into your platform
    • Test, debug, and launch embedded payments
    • Monitor and optimize payment performance post-launch
    • Recommendations for ongoing support and scaling
  5. 05 Examples of ISVs That Have Successfully Implemented Embedded Payments
    • Sera
    • Fishbowl
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Stax Payments, Inc. is a registered ISO/MSP in association with Fifth Third Bank, Cincinnati, OH and Pinnacle Bank, a Tennessee Bank, dba Synovus Bank, Columbus, GA . Stax Payments, Inc. is a registered partner/ISO of Elavon, Inc. Georgia, (a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN). Stax Canada, Inc. is a registered MSP/ISO of the Canadian branch of U.S. Bank National Association and Elavon ©2026
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