Seamless compliant surcharging

Offset credit card processing fees

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0% cost*

You keep 100% of every credit card sale: when you sell $100, you receive $100 – pay only for debit card transactions

Automated compliance**

Automatically comply with state and federal rules and regulations with our turnkey and hassle-free solution

Customer friendly

Give your customers the option to use debit as a fee-free option when paying – CardX passes on the fee on credit card transactions only

*Where eligible, the credit card discount rate is offset by the surcharge           **​​Terms and limitations apply; see our Terms and Conditions for more details

Payment options

We meet you how you do business, with 0% net credit card processing

Online payments

  • Beautifully designed, with no additional development required
  • Integrated with Click to Pay to further reduce friction from the online checkout experience
  • PCI Level 1 compliant

Keyed payments

  • Get everything you need and keep 100% of your sales
  • Swipe, dip, or tap, and enjoy a fast and seamless transaction experience
  • Connect with options such as: WiFi, 4G, or Ethernet

Swiped payments

  • Terminal: DEJAVOO QD2 Mobile Wireless or QD4 Countertop
  • Connection: WiFi, 4G, Ethernet
  • Accept swipe, dip, and contactless payments like Apple Pay and Google Pay

Card acceptance pricing

At the time of purchase, CardX informs the customer of the fee amount and always gives the option to pay with a no-fee method. When customers choose a credit card, they pay the fee. When customers choose a debit card, they pay no fee, keeping you compliant.

Sell $100 on a credit card, receive $100 in your account

You pay = 0%       Your customer’s fee = 3%

Sell $100 on a debit card, receive $97.09 in your account

You pay = 2.91%       Your customer’s fee = 0%

Ready to get started?

Learn how you could increase your margins without hassle. Speak with a surcharging specialist today.

Request a demo