Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments.
Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.
With payment methods like credit cards and mobile payments being table stakes these days, the Canadian payment processing landscape has gotten quite crowded with numerous processors and merchant service providers vying for business, each offering different features and fee structures.
So, how do you select the best solution for credit card payment processing in Canada? While needs vary from one business to the next, Stax stands out for its transparent pricing, robust analytics, and superior customer support.
In this article, we’ll discuss why Stax is among the best payment processing services in Canada. We’ll cover our key offerings, including competitive pricing, innovative technology, and what sets us apart from other merchant service providers.
TL;DR
- Looking for payment processing in Canada? Stax offers a flat-rate subscription model with no transaction markups, making your payment processing costs predictable and low.
- Beyond credit cards, Stax supports ACH, mobile payments, and online invoicing, providing flexibility for your customers.
- If you’re an ISV, seamlessly integrate Stax into your existing systems with simplified APIs and white-label capabilities.
Credit Card Payment Processing in Canada: Why Stax wins
One of the things that sets Stax apart is our subscription model, which gives merchants access to the direct cost of interchange without the markups. Rather than taking a cut out of each transaction, Stax charges a flat monthly subscription fee, keeping your payment processing costs low and predictable.
Stax’s fees are as follows:
- $99/month for merchants processing up to $150,000 a year
- $139/month for merchants processing $150,000-$250,000
- $199/month for merchants processing $250,000+
All subscriptions come with powerful capabilities, including:
- Dashboards and analytics
- API key integration capabilities
- Digital invoicing
- Text2Pay mobile payments
- Hosted payment pages
- Securely stored customer card and bank info
- Accounting reconciliation
- Recurring and scheduled payments
- Automatic updates for stored credit cards
- One-click shopping with catalog management
- Payment links, buttons, and QR codes
- Data exports (i.e. transactions, customers)
The ability to Accept Payments Beyond Credit Cards
Why limit yourself to credit card payments? The Stax platfrom supports multiple payment methods, beyond credit and debit. These include:
- Mobile payments – Accept mobile payment methods like Apple Pay and Google Pay, giving your customers the flexibility to pay with just a tap, enhancing their checkout experience.
- ACH – Streamline your payment process by offering ACH transfers, allowing your customers to pay directly from their bank accounts. This is an excellent option for recurring billing or large transactions.
- Online payments – Got an eCommerce site? Stax’s pre-built, no-code payment pages allow you to take credit cards easily. You can also send payments or create payment buttons that seamlessly integrate into your site, ensuring a smooth checkout experience for your customers.
- Payment invoicing – Use Stax’s built-in billing and invoicing tools to send customized invoices to your customers via text or email. You also schedule and automate your invoices to support recurring billing.
Supports Surcharging
Prefer to pass along credit card processing fees to your customers? We’ve got you covered on that front as well. CardX by Stax offers a seamless solution to help merchants comply with surcharging laws. That way, you can recover your processing costs effortlessly and rest easy knowing that you’re fully compliant with all applicable surcharging laws.
CardX by Stax works in-person and online, enabling you to apply surcharges automatically at checkout, whether your customer is paying at the counter or through your eCommerce site.
With CardX by Stax, you can save money on processing costs no matter where or how you’re transacting.
Don’t Just Take Our Word for It
Thousands of happy merchants and partners choose Stax to power their payment processing needs. Check out what some of our users have to say.
Since the start of our partnership, we have had nothing but a positive experience with Stax. The user interface is most intuitive and simple to use. Today, I needed help gaining access to a statement and submitted a ticket. Within minutes, their customer service team was in touch with me and helped resolve the issue. Big shoutout to Cole Roberts, who was incredibly efficient and knowledgeable. Thank you again, Cole! – Sonia Kunz, Trustpilot
***
Great customer service and a user-friendly platform – The reps always respond right away and are able to answer any questions you have during onboarding. After that, you won’t have many questions because the platform is so easy to use. – Melissa Rodriguez, Trustpilot
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Overall: Their support is great. I’ve had dozens of questions and they always get back to me. And they send your payments super fast. Great experience overall.
Pros: Flat rate pricing! Oh man, this is a breath of fresh air. After using stripe and square to process payments we have absolutely loved the simplified pricing structure that [Stax] uses. Only paying interchange fees and a fixed monthly rate saves us $ 100’s each month. – Matt M., Capterra
***
Stax is an all in one platform and it works great with business to business transactions. 0% markup on interchange rates make it very beneficial. – Mike J., Capterra
Credit Card Payment Processing in Canada: Your Search is Over
Stax offers Canadian merchants a comprehensive, reliable, and cost-effective solution for credit card processing and beyond.
With our transparent pricing model—not to mention a wide range of payment options—Stax makes it easy to manage and grow your business.
Ready to take the next step? Join thousands of satisfied merchants and partners who trust Stax with their payment processing needs.
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