Power your payments with Stax Pay
Access the direct cost of interchange with no percentage markups. With Stax Pay, you keep more of every transaction.
The more you process, the more you save.
Subscriptions unlock all these features at no extra cost
Optional add-ons
ACH processing
Process bank transfers quickly and securely, and save with minimal processing fees
Starting at 60 cents per transaction
Chargeback protection
Safeguard your business from costly disputes with coverage that helps reduce financial risk
$25 per chargeback
Next-day funding
Accept payments and get paid faster with next-day* funding
*Stax Pay direct customers only. Does not apply to payments made after the daily cutoff time, holidays, and weekends and other dates where banks are closed.
Equipment
Leverage one of our compatible terminals to create your perfect, tailored solution for in-person payments
Processing fees
Standard fees
Card processing
No percentage markup on top of interchange
0% markup on interchange
Card present
A flat fee for in-person, swiped, dipped, or tapped payments
$0.08 per transaction
Card not present
A flat fee for keyed-in or online payments
$0.15 per transaction
ACH
A flat fee for payments made by bank transfer
$0.60 per transaction
Merchant surcharge pricing
Credit card surcharging
A fee charged to cardholders when paying with credit card
0% paid by merchant
Merchant debit surcharge pricing
Fees charged to merchants when a cardholder pays with a debit card
1.25% + $0.25 per transaction
Powerful surcharging solutions
Offset payment processing costs with compliant surcharging from Stax, starting at $99/month.
Sell $100 on a credit card, receive $100 in your account*
Merchant pays = 0% Cardholder pays = 3%
Sell $100 on a debit card, receive $98.50 in your account
Merchant pays = 1.25% + $0.25 Cardholder pays = 0%
Ready to get started?
Discover how much you could save with an estimate from one of our payment consultants.