Offer all major payment options with one easy checkout solution

With PayPal, you can provide your customers multiple checkout options in one seamless experience. Whether your business is online or on-the-go, PayPal helps you connect with customers and expand the reach of your business.

Turn browsers into buyers with Pay Later

There’s no additional cost to your business. Pay Later options include Pay in 4 and Pay Monthly2 allowing customers to pay over time while you get paid up front — at no additional cost to your business. And since 81% of consumers decide which payment method to use before they get to checkout3, adding dynamic Pay Later messaging can help you increase conversions4, boost average order values (AOV)5, and encourage customers to buy more6 — and more often.7

Pay in 4

4 interest-free payments over 6 weeks on purchases up to $1,500

Pay monthly

6, 12, or 24 monthly installments on purchases up to $10,000

What Pay Later can mean for your bottom line

#1

PayPal is the most trusted brand across buy now, pay later (BNPL) providers.8

74%

of BNPL users say that seeing a BNPL message while shopping encouraged them to complete a purchase.9

80%

of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more.10

79%

of Millennial and GenZ BNPL users are more likely to shop at a merchant again if offered a BNPL option.11

Let them Venmo

Venmo is already part of PayPal Checkout — at no additional cost. Gain appeal to Venmo customers who are active spenders12 with more spending power.13 And help bring more visibility to your business with a payment method customers can easily share.

  • 80M+ users prefer to pay with Venmo14
  • Popular with Millennials and Gen Z shoppers
  • Venmo users spend 2.2 times more annually than other online buyers15

More reasons it pays to PayPal

Fraud detection

Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection18 capabilities (on eligible transactions*). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.

*Available on eligible purchases. Limits apply.

Global compliance

PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.

PayPal is one of the world’s most preferred, trusted, and familiar brands16

49% of users say they’ve abandoned a purchase because PayPal wasn’t an option.17

20+

years of experience

200+

markets around the globe

100+

different currencies

Ready to get started?

Utilize the latest PayPal features for your business by reaching out to us today.

1 Nielsen Attitudinal Survey of 2,801 consumers who had made a recent (past 2 weeks) purchase across any of 8 verticals (e.g. health & beauty, fashion, groceries) in June 2020.

2 About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.

Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee.

3 81% of Millennial and Gen Z BNPL users decide which payment method to use before checkout. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among Millennial & Gen Z BNPL users (ages 18-40), US (n=222), UK (n=269), DE (n=275), AU (n=344), FR (n=150).

4 62% of BNPL users say that seeing a buy now, pay later message while shopping encouraged them to complete a purchase. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among BNPL users, US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

5 PayPal’s Buy Now, Pay Later is boosting merchant’s conversion rates and increasing cart sizes by 39%. PayPal Q2 Earnings-2021.

6 80% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)

7 74% of BNPL users are more likely to shop at a merchant again if they offer a buy now, pay later option. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).

8 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.

9 TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).

10 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)

11 TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among Millennial & Gen Z BNPL users (ages 18-40), n= 214).

12 Focus Vision, Commissioned by PayPal. October 2020. The Venmo Behavior Study explores valuable insights for merchants to consider to reach a broader audience including 2,217 Venmo customers’ financial habits, purchasing behaviors and perceptions of Venmo as a payments tool.

13 50% of Venmo users are more likely to have a high household income than online payment users overall. (Page 8). Source: Statista Global Consumer Survey as on July 2020. The target population are internet users in U.S. between 18 and 64 years of age.

14 PayPal Q3 Earnings-2021, based on internal data.

15 Edison Trends, commissioned by PayPal, April 2020 to March 2021. Edison Trends conducted a behavioural panel of email receipts from 306,939 US consumers and 3.4+ M purchases at a vertical level between Pay with Venmo and Non-Venmo users during a 12-month period.

16 Morning Consult – The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.

17 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among PayPal users, n=682).

18 Chargeback Protection is available starting on August 2, 2021 on eligible advanced credit and debit card payments and excludes guest transactions (Additional limits apply). Merchants need to opt in for Chargeback Protection through their PayPal business account to activate this feature. May be subject to additional fees. Merchants who do not manage their own PayPal business account, due to your platform’s integration with PayPal, do not have access to Chargeback Protection at this time.