Payment options
We meet you how you do business, with 0% net credit card processing
Online payments
Keyed payments
Swiped payments
Card acceptance pricing
At the time of purchase, CardX informs the customer of the fee amount and always gives the option to pay with a no-fee method. When customers choose a credit card, they pay the fee. When customers choose a debit card, they pay no fee, keeping you compliant.
Sell $100 on a credit card, receive $100 in your account*
You pay = 0% Your customer’s fee = 3%
*Where eligible, the credit card discount rate is offset by the surcharge.
Sell $100 on a debit card, receive $98.50 in your account*
You pay = 1.25% + $0.25 Your customer’s fee = 0%
*Debit card pricing varies among processor platforms. Please confirm your debit card pricing by reviewing your agreement with the payment processor. On some processor platforms, commercial debit cards are assessed a rate of 2.91%. Key-entered debit transactions on the CardX Terminal do not qualify for the 1.25% rate. To achieve the 1.25% rate for key-entry, we invite you to sign up for the Virtual Terminal.
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