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Embedded payments maturity curve: A strategic framework to maximize embedded payments revenue

  1. 01 The stages of payments maturity
    • Stage 1: Early stage
    • Stage 2: Emerging priority
    • Stage 3: Operational
    • Stage 4: Strategic
    • Why payments maturity matters
  2. 02 Stage 1: Early stage
    • Signs of being in the early stage of payments maturity
    • The downsides of the Early stage
    • How to move into the emerging priority stage of payments maturity
  3. 03 Stage 2: Emerging priority stage
    • Signs of being in the emerging priority stage of payments maturity
    • The downsides of the emerging priority stage
    • How to move into the operational stage of payments maturity
  4. 04 Stage 3: Operational stage
    • Signs of being in the operational stage of payments maturity
    • The downsides of the operational stage
    • How to move into the strategic stage of payments maturity
  5. 05 Stage 4: Strategic stage
    • Signs of being in the strategic stage of payments maturity
    • How to strategic ISVs can maintain an edge
  6. 06 Creating an operational payments engine
    • Organizational and sales alignment
    • Pricing and bundling tactics
    • Front-book vs. back-book strategy
    • Metrics and benchmarks that are necessary
    • The future of your platform: From software to ecosystem
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Stax Payments, Inc. is a registered ISO/MSP in association with Fifth Third Bank, Cincinnati, OH and Pinnacle Bank, a Tennessee Bank, dba Synovus Bank, Columbus, GA . Stax Payments, Inc. is a registered partner/ISO of Elavon, Inc. Georgia, (a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN). Stax Canada, Inc. is a registered MSP/ISO of the Canadian branch of U.S. Bank National Association and Elavon ©2026
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