The Best Credit Card Readers in 2021

by Stax

As a business owner, you may find yourself shopping around for modern credit card readers that not only help your revenue generation but also provide an all-around better customer experience.

Selecting the right credit card reader will help reduce your processing costs and increase your profits. Finding a merchant services provider that can do everything in one platform is also appealing.

Here are the best credit card readers in 2021 and how Stax terminals compare to other merchant services providers.

Traditional Countertop Credit Card Readers

Countertop terminals are the most commonly used payment processing terminals. They are best suited for retail stores with checkout counters, restaurants, salons, and healthcare facilities that have a designated area for processing transactions. Costs for traditional payment terminals can range from just under $100 to $350 and above.

Countertop credit card terminals allow you to swipe your customers’ credit cards through a card reader to process the transaction. If you want to add a PIN pad you can also process debit cards and EBT cards.

For traditional retail terminals Stax offers:

Dejavoo Terminals – Stax carries Z8, Z9, and Z11 Dejavoo systems which are popular for swiped, dipped, or tapped in-person payments. Most are WiFi ready and provide contactless payment options.

In Comparison: Stax Dejavoo vs Wells Fargo Clover

Both Stax and Wells Fargo Clover offer sleek, modern-looking credit card readers, but how do they compare in terms of costs and features?

Wells Fargo Clover offers six choices for credit card processing equipment: Go, Flex, Mobile, Mini, Station, and Station. The costs for the Clover Flex depend on where you purchase it however, If you purchase the Flex from Clover’s website, it will cost $449. A corded countertop terminal with Stax is just $300. That’s not where the savings end either.

Stax: Swiped, Dipped, Tapped transactions $.08 and direct interchange.

Wells Fargo Clover: Swiped, Dipped, Tapped transactions 2.7% and $.10 + interchange.

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Mobile Payment Processors

Mobile merchant services are a great option for businesses on the go. These terminals offer an alternative to invoicing your customers and waiting for payments. With a mobile credit card reader, you can process payments as soon as services have been rendered.

Stax offers:

Chipper 2X Mobile Terminal – NPC mobile reader for small to mid-sized merchants looking to accept mobile payments anywhere they conduct business.
Stax Mobile App – With absolutely no additional equipment to purchase, all a merchant has to do is download the app on their mobile device, activate the application, and start processing. This mobile payment processing solution is compatible with iPhone and Android, and it’s supported by all major wireless providers.

In Comparison: Stax Mobile Terminal vs Square Mobile Terminals

Stax: The Chipper 2X mobile terminal turns any smartphone into a payment gateway. Despite its small size, the ultra-compact, Bluetooth-capable Chipper 2X supports all magstripe and EMV payment functions. The chip reading platform, with end-to-end data encryption technology, ensures safe and flexible payment options for your customers.

Square: The Square contactless mobile reader is $49 when you set up a business account. While the reader itself is cheaper than the Stax mobile credit card reader, the overall quality and cost per swipe more than pays for the initial upfront cost of the swiper. Businesses with higher risks of chargebacks and higher ticket prices should choose an EMV compliant reader for better protection from fraud and chargebacks.

Contactless Payment Options

Contactless payment options can help you increase sales by giving access to new customers. Wireless terminals offer flexibility and reduce operating expenses, saving you time. You can process payments wherever and whenever you need to with the same security, flexibility, and reliability as any other processing solution.

Now is the perfect time to add contactless payment solutions to your business. Having all the tools and features your business needs under one platform helps eliminate added costs that result from using multiple payment processing providers.

In Comparison: Stax Platform vs Paypal Virtual Terminal

Only available through the PayPal Payments Pro solution, the PayPal Virtual Terminal allows merchants to accept payments virtually anywhere they have Internet access, with no card swipe or software to install, and is ideal for merchants who receive orders by phone, fax, or face to face.

Stax’s state-of-the-art payments platform provides powerful solutions catered to your business needs. You can also Integration into apps such as QuickBooks Online, providing you with access to a single platform that can help you manage your payments online, from any device, at any time, anywhere.

Stax Pay Pricing:

For Businesses Processing Up to $500,000 Annually

Keyed: $0.15 per transaction and direct interchange

PayPal processing fees:

Keyed: 3.5% + $0.15 per transaction

Stax vs other Merchant Services Providers

Every cent counts towards improving your business operations. This is why Stax’s credit card readers provide optimized payment processing solutions and best-in-class support without costing your business a fortune.

To learn more about Stax payment processing services reach out to us for a free consultation today. We will be glad to answer any questions you may have and help you make use of our powerful all-in-one payments platform.

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